Investments
What is a Roth Conversion?
What is a Roth Conversion? Are you concerned about paying taxes on your retirement accounts? Maybe you are concerned about required minimum distributions in retirement? Consider converting your traditional retirement account into a Roth IRA. While this option may not work for everyone, it could help you save big on taxes in retirement. …
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What is Margin?
What is Margin? When can you use margin? Is using margin right for you? by Karen Didde Margin is a powerful tool that allows investors to borrow from their investment accounts. There are many uses for margin, but we most often recommend it to cover large short-term cash needs. By using margin, investors can…
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What is Tax-Loss Harvesting?
Tax-loss harvesting is a strategy involving the selling of securities at a loss to offset the amount of capital gains when other securities are sold at a profit. The tax benefits from this strategy not only include taxes saved from offsetting gains and losses; if capital losses exceed capital gains in a given year, the…
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Value Vs. Growth in A Rising Interest Rate Environment
As we anticipate a gradual increase in interest rates over the next several years, we want to examine the differences in growth vs. value stocks and what historical performance of each type could tell us about the environment we may be heading into. Growth companies are considered to have a good chance for considerable expansion…
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Shelton Green Alpha Fund Virtual Event
Harbor Wealth Management hosted a webinar featuring the Shelton Green Alpha Fund on Feb 18th. Everyone was invited to grab a craft beer and join in on the call with portfolio managers, Jeremy Deems and Garvin Jabusch, as they discussed the philosophy and strategy of the fund. The Green Alpha Fund just came off 2020…
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Market Segment Cyclicality and the Rise of Small Caps
As we surpass the one year anniversary of the Covid-19 pandemic and accompanying market sell off, it is worth looking back on the ensuing market cycles that resulted. From the middle of February to the middle of March 2020 the Russell 2000, the small-cap index, plunged more than 40% while the S&P 500, the large-cap…
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Elyse Foster in MDLinx: Here’s how doctors can catch up on retirement savings
Elyse Foster, CFP® of Harbor Wealth Management in Boulder, CO recently spoke with journalist Naveed Saleh, MD, MS about physicians and their retirement savings. Many are not able to begin saving for retirement until well into their 40s. At this point, it becomes a game of catch-up. So, what’s a doctor to do? The article…
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Elyse Foster in Barron’s: How a Cash Stash Can Help Retirees Keep Peace of Mind, if Not Portfolio
Elyse Foster, CFP® of Harbor Wealth Management in Boulder, CO recently spoke with journalist Neal Templin about the importance of cash buckets. March 6, 2021 – While market downturns can be unnerving for any investor, they can be devastating for retirees who have begun spending down investments and must sell depleted shares of stock. If…
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Strong vs Weak Dollar – What are the Effects?
One might consider how currencies add or subtract volatility from a market in any given part of the cycle. After all, currency does affect and change the fundamentals of many economic indicators. Interestingly enough though, historical data tells us that the US dollar and stock movements don’t actually have a strong correlation, positively or negatively.…
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