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Divorce Planning

LET’S FACE IT, DIVORCE IS A CONFUSING TIME, EMOTIONALLY, MENTALLY, AND FINANCIALLY.

At Harbor Wealth Management, we can help you determine how one household (with one or two incomes) becomes two households.

Among the many questions we can help answer:

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What does my budget look like after taxes?

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How much do I need to save for the time when maintenance ends?

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How much will I need to save to catch up after I finish paying maintenance to my ex-spouse?

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Is my proposed lifestyle sustainable?

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What are the tax implications of the various accounts my spouse is offering me in the split?

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Should I ask for assets in our bank account or retirement accounts?

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Can I afford to stay in our family home to have stability for the kids?

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How do I get a new mortgage in my name?

To help you through this difficult time,

we will ask you for information about your budgets and income. We can then assist with questions you may have about your assets including complex long-term effects of those decisions. Should you need a full financial plan, we can do that, too, by taking into account your cash-flow, available assets, proposed settlement and maintenance amounts. We can also combine that with growth rates on investments, inflation and expenses to provide a comprehensive projection of what your financial life may look like after the divorce.

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Our associate, Megan Miller is a Certified Divorce Financial Analyst®

as well as a CERTIFIED FINANCIAL PLANNER™ can provide specialty knowledge for divorce-specific planning items.

We also have a highly trained staff and sophisticated software that allows us to explore multiple scenarios and provide a clear output.

Contact us today to learn more about a consultation

and how we may assist with your questions and an estimate of what it might cost. The information you will gain from our help is incredibly valuable as you plan your next steps and make expensive financial decisions.

For more information on how we can provide a better wealth management experience, see our Investment Management, Financial Planning and Life Events pages.