Blog
Q3 2023 Newsletter
Check out the Q3 edition of the Harbor Advisor, with tips on insuring your E-Bike and more important news from the Harbor office! Q3 2023 Newsletter
READ MORE >
From The Daily Camera: CU Boulder study finds lack of financial planning leads to higher risk of death
The Daily Camera recently published an article about a study from CU Boulder about the link between a lack of financial planning and the chance of a premature death. Author Olivia Doak said, “People who don’t plan financially for their future have an increased risk of dying prematurely, according to new University of Colorado…
READ MORE >
What should you do with your old 401k?
What should you do with your old 401k? –Jennifer Baham, CFP™ You’ve left your job and now have a 401k plan that you can no longer contribute to. What should you do with it? You have several options to consider: Roll over to an IRA – this preserves the tax-deferred status of the assets, without…
READ MORE >
E-Bike Insurance: Insuring Your E-Bike
Insuring Your E-Bike by Carolyn Rice The first e-bike patent was granted in 1895 and finally gained popularity almost one hundred years later, beginning in the 1990s and early 2000s. Since then, the market has continued to grow exponentially. More than 50 cities in the U.S. now have bike sharing fleets– not to mention those…
READ MORE >
The What and Why of Trust Protectors, Trustees, and Trust Advisors
The What and Why of Trust Protectors, Trustees and Trust Advisors by Elyse Foster The reasons for creating a trust to hold assets you intend to benefit a family member or other group are numerous. In many cases, it is to protect minors from inheriting assets before they reach the age of majority– 18 in…
READ MORE >
Q2 2023 Harbor Wealth Management Newsletter
Harbor Wealth Management’s most recent newsletter is available here: Q2 2023 Newsletter This quarter’s articles: A User Guide to Orion Reports, The Impact of Diversity in the Workplace, and Retirement Readiness– An Interview with Carolyn Rice.
READ MORE >
Retirement Questions? Ask a CRPC!
Ever wondered what a CRPC (Chartered Retirement Planning Counselor) is? Harbor sits down with our own Carolyn Rice, CRPC, to find out. Harbor Wealth Management: Hi Carolyn, thanks for being with us today. Can you tell us a little bit about your role here at Harbor Wealth Management? Carolyn Rice: I’m a Client Service…
READ MORE >
What is a Roth Conversion?
What is a Roth Conversion? Are you concerned about paying taxes on your retirement accounts? Maybe you are concerned about required minimum distributions in retirement? Consider converting your traditional retirement account into a Roth IRA. While this option may not work for everyone, it could help you save big on taxes in retirement. …
READ MORE >
A User Guide to Orion Reports
As we recently made the transition to Orion Advisor Solutions, we thought it would be helpful to provide a User Guide for the Portfolio Performance Reports that are provided periodically. The User Guide outlines and explains the sections throughout the report, detailing the different report components and definitions. Several of the topics covered within the…
READ MORE >