Every company is only as good as the people who work there. At Harbor, you will find some of the best, most qualified professionals anywhere. Many hold the CERTIFIED FINANCIAL PLANNER™ certification and come to Harbor Wealth Management with impeccable resumes and credentials in the financial and investment worlds. At Harbor Wealth Management, we also maintain a ratio of no more than 80 to 1 when it comes to clients-to-advisor, so you’ll receive service that is high touch as well as more in touch with your specific financial needs.

At Harbor Wealth Management, you will also find:


Former portfolio accountant at a prominent mutual fund company


Former Operations Manager with a large financial planning firm


University of Pittsburgh grad with Applied Mathematics and Computer Science degrees


Former Charles Schwab stock broker on a dedicated high frequency, high net worth team


Certified Financial Planners


Certified Divorce Financial Analyst®


We will match you with the right team with the experience and skill set to guide you to your wealth management goals. Each associate has one thing in common—individualized, caring client service that leads to your success. These are an exceptional group of individuals who love their home in Colorado, take an active role in community service, and work diligently for you in our collaborative Harbor Wealth Management environment.

Learn more about each team member below:

Elyse Foster, CFP®
Founding Principal, Chief Executive Officer, Chief Compliance Officer

Elyse is the founding Principal of Harbor Wealth Management. Long before it was fashionable or the preferred form of advisory business, Elyse created advisory services to center around the client by bringing together other professional disciplines for a more effective, coordinated approach to problem solving. All of a client's needs, family, business and personal, are considered in developing the highly personal advisory for which the firm is well known. Her role includes client relationship management, strategic planning, and investment direction and selection for the firm. Elyse’s 35+ years experience helps her integrate world events and individual goals and needs into investment and planning advisory with exceptional results.

Elyse studied Political Science and Economics at the University of Colorado earning a BA in Political Science. She entered the financial planning field shortly after graduation and subsequently earned her CERTIFIED FINANCIAL PLANNER™ certification. Elyse was Vice President and Director of Operations with a large financial planning firm and also worked in investment banking and corporate accounting prior to forming Harbor Wealth Management in 1988.

Elyse enjoys an active outdoor Colorado lifestyle year round as well as photography, gardening, travel, her lab Harley and cat MC. Having grown up in Boulder, the health of her community is important as is volunteer involvement. She is the past Chair of the Board of Directors for the Humane Society of Boulder Valley, a member of HSBV's investment committee, and is a board member for the Burridge Center for Finance at the University of Colorado Boulder. She also enjoys spending time with her husband Barrett, her children, grandchildren and friends.

Megan Miller, CFP® CDFA®
Principal, Chief Investment Officer, Wealth Manager

As Principal and Chief Investment Officer, Megan oversees investment selection, monitoring and ongoing portfolio maintenance. She is the chair of the Investment Committee as well as a member of the marketing and public relations team. Megan is a Wealth Manager at Harbor where her duties include preparation of financial plans, managing investment portfolios as well as advising clients on their various planning needs. Additionally she assists with general oversight of daily operations and efficiencies within the firm’s day to day operations.

Megan joined Harbor in 2012. After graduating from the University of San Diego with a Bachelor degree in Finance, Megan worked as a stock broker at Charles Schwab for two years before joining Harbor. She holds the CERTIFIED FINANCIAL PLANNER™ certification and the Certified Divorce Financial Analyst accreditation.

Megan founded and is currently leading a young professional leadership team, Society 1902. The group’s goal is to engage younger members of the community to fundraise and raise awareness about the wonderful work of the Humane Society of Boulder Valley. Outside of work she enjoys the mountains, traveling and volunteering as well as spending time with her husband Brett, daughter Brooke and Tank.

Jennifer Baham, CFP®
Principal, Financial Planning Manager

As Principal and Planning Manager at Harbor, Jennifer is responsible for overseeing the planning department, preparing financial plans, ensuring on time delivery and reviewing efficiencies.

Jennifer is also an analyst and member of the investment committee and is involved in investment analysis, portfolio management, securities trading, client service and working with prospective and new clients.

Jennifer graduated from the University of Colorado Boulder with a Bachelor of Arts in Kinesiology and Applied Physiology. She then went on to work at a local Ameriprise Financial office for 9 years as Operations Manager and Financial Planning Coordinator. In August 2015, Jennifer joined Harbor. She holds the Certified Financial Planner certification and is a member of the Boulder County Estate Planning Council.

Outside of work, Jennifer enjoys traveling, hiking and spending time with her husband and son.

Meg Nugent
Client Service Manager

Meg Nugent joined Harbor’s team as a Client Service Manager in July 2022. She is responsible for providing overall client service, account maintenance, and financial planning updates.

Meg has spent over 20 years in the financial industry working in institutional equity sales, investment banking and private banking. The wealth of knowledge and skill set that Meg brings to the team spans across many areas of financial planning. Prior to joining Harbor, Meg worked for The Millstone Evans Group, Raymond James, Morgan Stanley, and D.A. Davidson. Prior to moving to Colorado from Chicago in 2013, Meg also had a stint at Chicago’s famed Second City Training Center, studying all things comedy. Meg is studying to achieve the sought-after CFP® designation.

In her spare time, Meg enjoys hiking, skiing, biking, yoga, live music, comedy shows, and all of the outdoor activities Colorado offers.

Denise Givens
Office Manager

Denise joined Harbor in March 2018. She is responsible for overall office management and organization, scheduling, some bookkeeping, and special projects. Prior to joining Harbor, she spent most of her career as a senior executive with IBM and Geodis in Supply Chain and Logistics Operations, managing group operations across North and South America.

Denise graduated from the University of Pittsburgh with Bachelor’s degrees in Applied Mathematics and Computer Science.

Originally from Pittsburgh, and having moved too many times in the past 15 years for work, Denise and her husband, David, are happy to be back living on the East Coast where they can take their dog Callie to the beach and be closer to their family in PA and have shorter trips to visit family in France. Outside of work, Denise enjoys cooking, walking, and being anywhere that she can take in the sound of the ocean.

Trevor Tuthill
Investment & Planning Analyst

Trevor joined Harbor Wealth Management in April of 2023 as an Investment & Planning Analyst. Prior to joining Harbor Wealth Management, Trevor was an Analyst at ARQ Wealth Advisors where his responsibilities included trading, performance reporting, and investment research & analysis. Additionally, Trevor was an Analyst at Hall Capital Partners, a multi-billion dollar registered investment advisor, in a similar capacity.

Trevor graduated from Marist College in Poughkeepsie, New York, with a bachelor’s degree in Business Administration and a concentration in Finance. In his spare time, Trevor can be found mountain biking and snowboarding along with spending time with his fiancé, Caroline, and their rescue dog, Hudson. . .

Our highly experienced leadership team makes us a better wealth management experience for you. Find out more.