Get an Organized Start to 2016

It’s already mid January, where has this year gone!

Here are some tips on getting your new year off to an organized start:

HNY 2016




Review your 401k deferral and W2 exemptions with your HR department.

Begin gathering documents for your 2015 tax return and getting them to your accountant.  If you prepare your own taxes be aware that Turbotax is available for a discount through your Schwab account.

Take a few minutes to update (or begin working on) your Personal Financial Organizer. Contact Harbor if you’d like us to provide one.

Begin budgeting and tracking expenses. Sign on to or download a copy of Quicken for your personal finances.

Begin saving by setting up an automatic deposit to a savings or brokerage account.

Check your credit reports at

Clean out your personal files (be sure to shred!).

Develop and write out some annual personal goals (you don’t have to call them resolutions if you don’t want to).