Harbor Wealth Management, Author at Harbor Wealth Management

Staff Spotlight Interview with Denise Givens

As part of our new blog series, we’re doing Staff Spotlights! This time, we talked to Denise Givens, who just celebrated her 5th anniversary with Harbor Wealth Management! What did you want to be growing up? I always wanted to be a math teacher– I even got a bachelor’s degree in Applied Mathematics! …

Social Security: The Past, Present, and Future

Social Security: What is it, how did it start, and will it last? by Emily Lucero Key Takeaways: The Past: The Social Security program was introduced in 1935 during the Great Depression to help retired workers support themselves. The Present: Since then, Social Security has been expanded to help more and more people– in 2022,…

What is Margin?

What is Margin? When can you use margin? Is using margin right for you? by Karen Didde Margin is a powerful tool that allows investors to borrow from their investment accounts. There are many uses for margin, but we most often recommend it to cover large short-term cash needs. By using margin, investors can…

Harbor Welcomes Delaney Campbell!

Harbor Welcomes Delaney Campbell! We are happy to announce that Delaney has joined Harbor Wealth Management as part of the front desk and social media team. She brings with her multiple years of social media management experience with various companies, including Philadelphia’s famous Mueller’s Chocolate Co. Delaney graduated from Temple University in Philadelphia…

Strategies to reduce taxes from Required Minimum Distributions

Strategies to reduce taxes from Required Minimum Distributions Tax planning is a key part of being a successful investor and consideration should be paid when planning around IRA Required Minimum Distributions (RMDs) in retirement. RMDs are minimum amounts that you must withdraw annually from your IRA once you have reached the mandatory age, which is…

Staff Spotlight Interview with Meg Nugent

As part of our new blog series, we’re doing Staff Spotlights! In this fun interview, we talked with Meg Nugent who started with Harbor in 2022. What is the most recent downloaded app on your phone? Calm What is the one thing you cannot resist? Pizza Where is your favorite place to…

Is Travel Insurance a Good Idea?

To Buy or Not to Buy Travel Insurance One of the most popular goals our clients have for both pre and post-retirement is to travel. Recent shakeups in the travel industry due to Covid and problems with flights have made the decision to buy or not to buy travel insurance of greater consequence when planning…

Megan Miller, CFP®, CDFA® discusses “Women, Divorce and Retirement”

Megan recently contributed to an article published on ‘The Street’ website discussing women, divorce, and retirement. She offered 3 practical pieces of advice to women facing divorce. Read the full article here. Let’s face it, divorce is a confusing time, emotionally, mentally, and financially. Megan is a Certified Divorce Financial Analyst as well as a…

Talking to Your Children About College Costs

Thinking back to my high school days, I knew I wanted to go to college after graduation. My considerations for college were location, campus life and what I wanted to study. Cost was not at the top of my list. Now that I’m a parent, that priority list has shifted, and I feel it is…